“Hard Work U.” will settle for being runner-up. The College of the Ozarks lost to Embry-Riddle in the NAIA Division II national championship game last night, 75-63. C of O was only in the tournament because it served as host. The Bobcats beat four higher ranked teams to reach the finals. The College of the Ozarks will host the tournament again next year, and is hoping the NAIA will keep the tournament in Point Lookout.