He’s 84. His wife is 79. And Jim and Shirley Wilson are now worth about a quarter-billion dollars, before taxes, if they want to be. Now they have a big choice to make. Do they want the largest Powerball jackpot in Missouri history to be paid to them in annual installments until he is 114 and she is 109, or do they want a lump-sum payout. They’ll get six million dollars a year afer taxes in 30 annual payments, or a lump sum of $86-Million after taxes right now. They’ll split the money with their two sons, arrange college educations for the grandchildren, and maybe buy a house in a warmer climate.