The Social Security debate is heating up across the country, and the Missouri branch of AARP is putting forward an alternative to the Bush Administration’s proposal. The Bush proposal would allow individuals to place portions of Social Security contributions into private accounts to realize greater returns. Supporters applaud the idea, while many opponents reject private investments, saying the idea is risky. John McDonald, State Director of AARP Missouri, says investing in the market is the smart approach but wants it done as a collective venture, not with private accounts. McDonald says an employee’s Social Security contributions could be much like 401K investments. AARP says any market-based approach should not put Social Security recipients at risk.