A Missouri Chamber of Commerce survey highlights the rising costs of health insurance and the increasing inability of some businesses to pay the premiums for their employees. Chamber President Dan Mehan says health care costs have risen, on average, by 17-percent in Missouri over the last year. That, he says, forces employers to cut back on benefits. Mehan says one way of lowering the cost of premiums is to have more of the early costs absorbed by the employee as a means of cutting back on those ever-increasing costs of health insurance.