An official with the Federal Reserve Bank of St. Louis is offering a suggestion to any community thinking about trying to attract a casino to town. Tom Garrett, a senior economist at the Bank, believes any community hoping to bring new jobs to town should keep a couple of things in mind. Garrett also offers some thoughts on casino dollars going to education. He says a lot of state money that had been earmarked for education often ends up paying for other projects when lawmakers see there is money coming from gambling proceeds. So, the net gain for education is negligible.