The State auditor’s Office has released a report on the payday loan industry, which provides small, short-term loans to people to tide them over until their next paycheck. Auditor Claire McCaskill says her report aims to make it clear that many of these companies are hurting people by charging very high rates. She is calling for more regulation of the industry. McCaskill labels as “unreasonable” the interest rates some of these companies charge borrowers. She wants rules in place that spell out to people that their loans will cost them plenty.