Experts predict that even if Congress passes a bailout bill soon finances for the average Missourian will get worse.
"The credit markets are still kind of tied up," said University of Missouri management professor Karen Schnatterly. "What that means is, banks aren’t lending to each other, banks don’t even trust each other and if banks are having trouble getting money, everybody is having trouble getting money."
The bottom line is even if a federal bailout bill passes today Missourians will still have trouble getting any kind of credit for the foreseeable future, she said.
"A lot of us are going to see interest rates go up, minimum payments per month go up and how much you can carry your maximum is going to go down," Schnatterly said. "I think we’re going to see credit become costlier."
It isn’t just individual credit that is going to get more expensive, she said the cost of doing business will also get more expensive.
"Equally this effects businesses because they need to borrow money short term and they also lend money short term just to keep their assets relatively liquid and credit markets are telling them we’re not liquid anymore," Schnatterly said. "So it’s tough to get credit which means we see businesses unable to get supplies tomorrow, unable to pay people at the end of the month."
Missouri Tiger fans know the numbers. 1978 was the last time a Missouri team went up to Lincoln and beat the Nebraska Cornhuskers. 
